What Is The Cost Of Living In New Zealand?  

Here we will talk about the cost of living in New Zealand. New Zealand is an island country in the southwestern Pacific Ocean. The island country consists of two main landmasses, one is the North Island and the second is South Island. New Zealand is immensely famous for its national rugby team, indigenous Maori culture, and picturesque landscape. If you are an international student considering studying abroad, New Zealand may be a long way from home. Without further delay, let’s know the cost of living in New Zealand

What Is The Cost Of Living In New Zealand? 

The cost of living in New Zealand is approximately 980 USD for a single person, and it may different for a family of four people. Is New Zealand expensive to live in? Yes, New Zealand is an expensive country to live in. When you move to New Zealand, your plane ticket will be expensive because New Zealand is far away from anywhere in the world. There are too many expenses in New Zealand. Here is the table giving you the distribution of the average cost of living in New Zealand compared to the United States. So, here is the cost of living in New Zealand USA.  

Cost Of Living For  New Zealand  USA 
Housing  $525403.20 $273,992
Grocery  $51.91 $419
Transportation  $12.51 $435
Utilities  $106.33 $400
Health  $2633.90 $456
Median Home Cost  $500384 $ 291,700

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Home Rent 

The cost of living in New Zealand compared to US is high because of the higher housing cost. The actual price of housing can varies widely depending in which region of the country you are living, in and the type of home you want. The median house price in Auckland was $1,290,000 at the close of 2021, compared to Wellington’s $1,00,000. Here is the table showing you the approximate rental cost for one and bedroom houses in the different cities in the country. 

City  Approx 1 Bedroom Rent  Approx 2 Bedroom Rent 
Auckland  $530 $690
Dunedin  $550 $680
Hamilton  $670 $1480
Christchurch  $590 $650
Tauranga  $700 $1100

Food Cost 

The cost of living in New Zealand for one person or the cost of living in New Zealand for family of 4 depends on the food cost. Living in New Zealand, there are tremendous ways to keep active and entertained which may not cost anything at all. Why not embrace the outdoor lifestyle with cycling, hiking, skiing, sailing, and a multitude of adventure sports to make the most of your new home at the same time staying healthy? 

City  Approx Dinner Cost For 2 In NZD
Auckland  120
Dunedin  105
Hamilton  110
Christchurch  100
Tauranga  60

Travel Cost 

While looking at the cost of living in New Zealand vs California, you will find California is 30% more expensive than New Zealand. In the city in New Zealand called Wellington bus and train fares start at $2 and then get more expensive depending on how many zones you travel.  

Other Expenses 

Other than food, travel, and housing costs expenses are given here in detail. 

Health Care 

The cost of living in New Zealand vs Canada or the cost of living in New Zealand vs UK, you will find New Zealand is cheaper. New Zealand has a high standard of healthcare, but less cost than Canada and the UK. 

Utility Bills 

While seeing the cost of living in New Zealand vs Australia, New Zealand is more expensive than Australia. In New Zealand, depending on your apartment’s size and the providers you choose for each utility can range anywhere from 170 NZD to 370 NZD per month. 

Internet Bills 

In New Zealand, there are multiple Internet providers and all have different rates. So, the average cost of the Internet is $73. 


If you are a gym lover, then you can easily join a gym here in New Zealand. Membership fees vary widely depending on your location, the service provided, and your gym of preference, but Consumer New Zealand reports the range of membership fees is between $34 and $285 per month. 


In New Zealand, activities and entertainment cost an average of NZ$49 per person, per day. The entertainment cost totally depends upon your lifestyle and way of spending.  


The country of New Zealand has a progressive tax system which means that the higher you earn, the higher the tax rate that applies. Taxes range from 10.5% to 39% for personal income. 

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Is New Zealand Expensive To Live?

Family of four estimated monthly costs are 3,191$ (5,239NZ$) without rent. A single person estimated monthly costs are 882$ (1,448NZ$) without rent. Cost of living in New Zealand is, on average, 2.88% lower than in United States. Rent in New Zealand is, on average, 38.68% lower than in United States

Is Australia Or New Zealand Cheaper To Live?

The cost of living in Australia is generally lower than in New Zealand, but it is still high compared to home, with everything from restaurants and groceries to petrol costing more.

What Is The NZ Minimum Wage?

The minimum wage rate in New Zealand is $21.20 per hour. If you have adult employees earning less than minimum wage, you are legally required to pay the minimum wage. When there is a wage rate change, you need to advise the employee of this, and record the change in writing.

 Can A Foreigner Buy A House In NZ?

While the answer to the question “Can foreigners buy property in New Zealand?” is yes, you have to keep in mind that the NZ property market is buoyant, which means that houses are very expensive.

Is New Zealand Expensive Or Cheap?

Travel in New Zealand is expensive! A realistic daily budget for New Zealand is 100 euros per person. This does not include flights and is based on average expenses during a trip through New Zealand per campervan. It can always be cheaper or more expensive.

Is It Cheaper To Live In New Zealand Or Australia?

When comparing the cost of living in New Zealand vs Australia, New Zealand is the more affordable country to live in. On average, consumer prices in New Zealand are 3.96% lower than in Australia. Rent and groceries cost 17.70% and 5.92% less. Eating out at a restaurant will also cost less in New Zealand.

How Much Do You Need To Earn To Live Comfortably In New Zealand?

Some people can get by on NZ$60,000 per year, while others may need NZ$150,000 or more to live comfortably and service a mortgage. To learn more about your budgeting needs in this area, check out this guide on how much money you need to live comfortably in Wellington.


In this article, you have learned about the cost of living in of New Zealand per year. In the country of New Zealand, you will find some cheap regions and some expensive regions. If you have already been offered a job in New Zealand, or if you are headed out there to study. You might already know where you will be living. If you don’t have a job in New Zealand, then you can find it here. This was all about the cost of living in New Zealand.

How much money do you need to live comfortably in New Zealand

How much does it cost to live in New Zealand?